Abdulrhman bin Ibrahim Al-Humaid Chairman of Bank Albilad in top 10% of publicly traded companies 01 June 2020

NEWS BITES - PEOPLE IN BUSINESS

Abdulrhman bin Ibrahim Al-Humaid's performance as Chairman of Bank Albilad (TASI:1140) is ranked in the top 10% of BuySellSignals performers for the past ten years; a percentile ranking of 90.8. In the last 10 years the average annualized return to shareholders was 12.5%. The 10-year average return is ranked 3,877 out of 42,224 public companies traded globally. A three-bagger, the present value of US$1,000 (PV1000) invested 10 years ago is now worth USD3,249; a capital gain of USD1,902 and dividend reinvested of USD346.

IN TODAY'S REPORT:

SECTION 1 Giving Pledge

SECTION 2 Bank Albilad: Corporate Profile

SECTION 3 Bank Albilad: Price Performance Scorecard

SECTION 4 Financials and Growth Performance Scorecard

SECTION 5 Bank Albilad: Global Rank

SECTION 1 Giving Pledge

SECTION 2 Bank Albilad: Corporate Profile

2.1 Bank Albilad Activities

Bank AlBilad is engaged in providing a range of Islamic Sharia-compliant banking solutions through its three main banking segments, consumer services, corporate services and investments services. Its consumer services segment includes such services as AlBilad Net, AlBilad Tadawul, AlBilad 24, local share investment, AlBilad credit card and AlBilad phone banking. The corporate services segment targets corporate and high net worth individuals, and covers such services as Murabaha Finance, Finance by Musharaka, Istisnaa Finance and securitization finance. It is Saudi Arabia's 9th largest Bank by market cap.

2.2 Other directors of Bank Albilad

Abdulrhman bin Ibrahim Al-Humaid, Chairman & Director

Abdulrhman Bin Mohammed Ramzi, Director

Ahmad bin Abdulaziz Alohali, Director

Nasser bin Mohammed Al-Subeaei, Director & Vice Chairman

Ahmed bin Abdulrahman Alhossan, Director

Khalid Abdulaziz Al Mukairin, Director

Khalid bin Abdulrahman Al-Rajhi, Director

Ibrahim bin Abdulrhman Al-Barrak, Director

Fahad bin Abdullah Bindekhayel, Director

Abdulmohsen bin Abdullatif Alissa, Director

Khalid bin Abdullah Al Subeaei, Director

2.3 Stock Summary

Currency1 USD = 3.75 SAR
May 31 closeSAR22.12
Ave Daily Volume1,230,112 shares
52-Week Range17.78 - 29.24
Dividend Yield4.1%
SectorBank
Shares Outstanding750,000,000
Market CapSAR16.6 billion [USD4.4 billion]

SECTION 3 Bank Albilad: Price Performance Scorecard (Saudi Arabian:1140):

3.1 Annualised Period-based Total Shareholder Returns [TSR %]: The Best Periods with TSR > 12.6%

TSR %3 yrs10 yrs
1140.TASI20.812.7

3.2 Annualised Period-based Total Shareholder Returns [TSR %]: The Worst Period with TSR < -4.8%

TSR %1 yr
1140.TASI-4.9

3.3 Bullish Signals: For Week

Bank Albilad (1140:SAR22.12) increases 1.8%

Sunday May 31, 2020 14:37 AST

Bank Albilad (TASI:1140), Saudi Arabia's 9th largest Bank by market cap, has increased 40.0 hallalah (1.8%) to trade at SAR22.12 at 14:40 Sunday. Compared with the All Share Index (TASI) which rose 154.7 points (2.2%), the relative price change was -0.3%. There were 1,131,373 shares worth SAR25 million (US$6.7 million) traded so far today. Today the stock traded between its 31-day high of SAR22.50 and ten-day low of SAR22.0.

3.4 MCap History:

MCap: 5-Year Decrease of SAR3 billion [USD736 million]

In the past 5 years Market Capitalization has decreased by SAR2.8 billion (14%) from SAR19.4 billion to SAR16.6 billion. Based on a dynamic start date of 5 years ago, there have been declines in MCap in 3 out of 5 years.

PriceMCap (SAR B)MCap (US$ M)
LastSAR22.1216.64,424
1 Year agoSAR24.1118.85,000
2 Years agoSAR17.6713.73,664
3 Years agoSAR13.7711.12,946.8
4 Years agoSAR14.93123,199.2
5 Years agoSAR24.0719.45,160.6

3.5 Moving Annual Return of -4.5% in the past year:

Moving Annual Return was -4.5% in the past year. Based on a dynamic start date of 5 years ago, the real rate of return has averaged 4.3%. The Moving Annual Return has been negative in 3 out of 5 years.

1140Close (SAR)Dividends (SAR)Capital Gain / (Loss) %% YieldAnnual Return %
May 3122.120.9(8.3)3.7(4.5)
1 Yr ago24.11-36.5-36.5
2 Yrs ago17.670.9628.3735.3
3 Yrs ago13.77-(7.7)-(7.7)
4 Yrs ago14.93-(38.0)-(38.0)

Close 5 years ago SAR24.07

3.6 Present Value of SAR1000 invested in the past

The present value of SAR1000 invested a year ago is SAR951

PV10001-week1-month1-year
1140.TASI1,0251,117951
All Share Index (TASI)1,0221,087846

3.7 Price Change % (1 Mo, 3 Mo, 1 Yr)

Price Change %1-Month3-Month1-Year
11409.3-13.5-8.3
Bank sector1.1-12.0-22.8
All Share Index (TASI)1.3-5.5-15.4

SECTION 4 Bank Albilad: Financials and Growth Performance Scorecard (Saudi Arabian:1140):

4.1 Annual Financials Ranking

Out of 176 stocks in the Saudi Arabian Market, Bank Albilad is ranked 15th by Net Profit.

Saudi Arabian Avg1140Rank
Net Profit SAR2.2B1.2B15
Net Profit USD593.3M331.7M15

4.2 Revenue growth and ROE (All figures in percent)

Return on Equity has improved from 11.1% in 2016 to 13.2% in 2019.

1140Revenue GrowthROE
201915.513.2
201815.414.2
2017-12.4
2016-11.1

4.3 Revenue and Net Profit

In the last 3 years Compound Annual Growth Rate (CAGR) averaged 15.5% for Net Profit.

DescriptionAnnual (SAR B)Annual ($US M)3-year Avg (SAR B)3-year Avg ($US M)3-year CAGR %
Net Profit1332129315.5

4.4 Performance (All figures in %)

Net Profit Margin 3-year average is 32.0% and Return on Equity 3-year average is 13.3%.

DescriptionAnnual3-year Avg
Net Profit Margin31.532.0
Return on Equity13.213.3
Return on Assets1.41.5

SECTION 5 Bank Albilad: Global Rank (Saudi Arabian:1140):

5.1 Global Rank

Rank in the All Share Index (TASI) [out of 138 stocks]

DescriptionValueRank
MCap (US$)4.7B18
Total Assets (US$)19.6B13
Revenue (US$)976.8M22
Net Profit (US$)320M12
Return on Equity %14.231
Net Profit Margin %32.517
Price to Book2.387
Yield %1.750
PV$1000 (1Year) US$*1,26526
% Change YTD10.430

Oct 14, 2019: USD 1 equals SAR 3.75

Bank Albilad

ISIN: SA000A0D9HK3

PermID: 4295887364

RIC: 1140.SE

Source: www.BuySellSignals.com